Buying Guide

Top 5 Best 5G Smartphones Under ₹20,000 in India (2026)

By Skyrool Editor | Updated: January 5, 2026

The ₹20,000 segment is the most competitive smartphone market in India. You can now get features like Curved AMOLED Displays, OIS Cameras, and super-fast charging that were once exclusive to flagships.

Here are the best picks available on Amazon right now.

1. Moto G85 5G

Moto G85 5G - Best Design & Display

Motorola continues to dominate with its clean UI and stunning design. The G85 features a pOLED curved display which looks incredibly premium. It's also very light and slim.

Processor:Snapdragon 6s Gen 3
Camera:50MP (OIS) + 8MP Ultrawide
Display:120Hz pOLED Curved
Battery:5000mAh / 33W Charging
💡 Best for: Users who want a Clean Android Experience (No Ads).
👍 Pros
  • Stunning Curved Display
  • Clean Stock Android (No Bloatware)
  • Very Premium Vegan Leather finish
👎 Cons
  • Camera is average in low light
  • Charging speed could be faster
Check Price on Amazon →

2. iQOO Z9 5G

iQOO Z9 5G - The Performance King

If you play BGMI or COD Mobile, look no further. The Dimensity 7200 processor in the iQOO Z9 beats everything else in this price range.

Processor:MediaTek Dimensity 7200
Camera:50MP Sony IMX882 (OIS)
Display:120Hz AMOLED (1800 nits)
Battery:5000mAh / 44W Charging
💡 Best for: Gamers & Power Users.
👍 Pros
  • Fastest Processor in Segment
  • Excellent Main Camera (Sony Sensor)
  • Very bright display
👎 Cons
  • No Ultrawide camera
  • UI has some pre-installed apps
Check Price on Amazon →

3. Samsung Galaxy M35 5G

Samsung Galaxy M35 - Battery Monster

Samsung's M-series is known for battery life. The M35 comes with a massive 6000mAh battery that easily lasts 2 days. It also promises 4 years of OS updates.

💡 Best for: Heavy users & Long-term reliability.
👍 Pros
  • Massive 6000mAh Battery
  • Best-in-class Security (Knox)
  • Gorilla Glass Victus+ Protection
👎 Cons
  • Slightly heavy & thick
  • No charger in the box
Check Price on Amazon →

4. Realme Narzo 70 Pro

Realme Narzo 70 Pro - Best Camera

Realme has focused heavily on the camera here. The Sony IMX890 sensor is usually found in ₹30k+ phones. It takes fantastic night shots.

💡 Best for: Photography enthusiasts.
👍 Pros
  • Flagship Sony IMX890 Camera
  • 67W Fast Charging (50% in 19 mins)
  • Creative Air Gesture features
👎 Cons
  • Circular camera module design is polarizing
  • Curved screen lovers might miss it (it's flat)
Check Price on Amazon →

5. OnePlus Nord CE 3 Lite

OnePlus Nord CE 3 Lite - Brand Value

If you want the OnePlus brand status without breaking the bank, this is the entry point. It has super fast charging and decent performance for daily tasks.

👍 Pros
  • OxygenOS Experience
  • 67W SUPERVOOC Charging
  • Good looking Lime color option
👎 Cons
  • LCD Display (Others offer AMOLED)
  • Processor is a bit old (Snapdragon 695)
Check Price on Amazon →

Final Verdict

So, which 5G phone should you buy under 20k?

Disclaimer: As an Amazon Associate, Skyrool earns from qualifying purchases. Prices mentioned are subject to change.

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